Your business comes first

Value

We size every offer to what your cash flow can comfortably carry. The right amount at the right cost matters more to us than the biggest number.

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Clear terms, every time

Difference

Total cost, payment size and term are on the table before you sign. We compare products across our capital and our lending partners so you see every real option.

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Hours, not weeks

Process

Apply in minutes, review offers the same day and get funded in as little as 24 hours. One advisor keeps you updated from application to funding.

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Who we are

Olive Branch Funding® specializes in working capital and growth financing for small and mid-sized businesses nationwide. We started the company because too many good businesses were being turned away by banks, or rushed into funding they didn’t understand.

Funding should be smooth, so you can keep your attention on running the business. Our platform reads bank data, verifies documents and matches your file to dozens of programs in minutes. Then an experienced advisor reviews it, because a spreadsheet doesn’t know your busy season starts in three weeks.

Whether you need a quick advance to cover inventory or a long-term SBA loan to buy a building, we build the solution around your business, not the other way around.

Funding team meeting around a conference table
Restaurant owner smiling in his kitchen
Contractor on a job site

Our process

From application to funded in four steps.

  1. Apply online

    About 5 minutes

    Tell us about your business and connect your bank securely, or upload four months of statements. Checking your options is a soft pull.

  2. Meet your advisor

    Same day

    Your advisor reviews your file, asks a few questions and shops it across our capital and lending partners.

  3. Compare offers

    Within hours for most products

    See every offer side by side, with amount, total cost, payment size and term explained in plain language.

  4. Get funded

    As fast as 24 hours

    Sign electronically and funds go straight to your business account. SBA loans follow a longer timeline, with updates at every milestone.

By the numbers

$250M+funded to small businesses
4,800+businesses funded
24 hrsfastest time to funds
50states served

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See what your business qualifies for

One short application, no impact to your credit score, and a funding advisor who reaches out the same business day.