Six ways to fund your business, explained plainly. Use the fit finder to see where to start, or jump straight to a product.
Capital that moves with your sales
We purchase a share of your future card and bank deposits for cash today. You repay through a small, fixed percentage of daily or weekly sales, so slower weeks mean smaller payments.
A safety net you can draw on any day
Get approved once for a limit, then draw funds whenever you need them. You pay only for what you use, and your available balance comes back as you repay.
One lump sum, one predictable payment
Borrow a fixed amount and repay on a set schedule over one to five years. Fixed payments make planning simple, and many lenders allow early payoff.
The lowest rates, built for the long game
SBA 7(a) and 504 loans are partially guaranteed by the U.S. Small Business Administration, which lets lenders offer long terms and low rates. We prepare your package and guide it through underwriting.
Equipment that pays for itself
Finance up to 100% of new or used equipment, from kitchen lines to trucks to heavy machinery. The equipment secures the financing, so approvals are faster and paperwork is lighter.
Get paid today for work already done
Waiting 30, 60 or 90 days on customer invoices? We advance up to 90% of outstanding invoices now and pay the balance, minus a small fee, when your customer pays.
Clear criteria, so you know where you stand before you apply.
Slide to see what an advance or a loan could look like.
Estimates for illustration only. Actual offers depend on underwriting. Daily remittance assumes about 21.7 business days per month.
| Feature | Merchant cash advance | Business line of credit | Term loan | SBA loan | Equipment financing | Invoice factoring |
|---|---|---|---|---|---|---|
| Best for | Speed, flexible payments | Ongoing, on-demand access | Planned growth | Lowest long-term cost | Buying equipment | Slow-paying customers |
| Amount | $5K – $2M | $10K – $500K | $25K – $5M | $50K – $5M | $10K – $5M | Up to 90% of invoices |
| Speed | 24 hours | 1–3 days | 2–7 days | 30–90 days | 1–5 days | 24–48 hours |
| Credit needed | 500+ | 600+ | 650+ | 680+ | 600+ | Based on customers |
| Repayment | % of sales | Revolving | Fixed monthly | Fixed monthly | Fixed monthly | When invoice is paid |
A funding advisor can walk you through every product in a 10-minute call. No obligation.